Personal Finance : Business & Finance

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How Does a Trust Work?

How Does a Trust Work?

Definition of a TrustA trust is property set aside by the owner and held by a trustee (the person overseeing the account) to be given to another individual at a certain date in time. A trust can include money, physical property such as real estate, cars, jewelry, valuable paintings, and.........[Read More]
How to Get Dance Scholarships

How to Get Dance Scholarships

Dance provides both an artistic and physical challenge to those in the field. As with other subjects, dance can be costly to study, particularly if you want to study in competitive cities such as New York. You do not need to give up your dream of being a dancer simply because you cannot afford to st......[Read More]
How Outstanding Student Loans Look on a Credit Report

How Outstanding Student Loans Look on a Credit Report

Any time a student borrows money to pay for tuition or educational expenses, the loan appears on his credit reports from the three major credit bureaus. How a potential creditor views an outstanding student loan depends on several factors. Understanding these factors will help you better manage your......[Read More]
Tax Laws on IRA Withdrawals

Tax Laws on IRA Withdrawals

Learning about IRA tax law will help you avoid heavy taxes on withdrawals.tax forms image by Chad McDermott from Fotolia.comA traditional IRA allows you to accumulate retirement savings while taking advantage of tax breaks. You can deduct all or part of your yearly contributions. You will.........[Read More]
Can SSI Benefits Be Increased?

Can SSI Benefits Be Increased?

Supplemental Security Income supplies income to disabled, blind or over 65 individuals with limited income and resources. SSI, started in 1974, uses general revenue funds and the services of the Social Security Administration to provide a monthly stipend to 8 million recipients, as of February 2011.......[Read More]
SFM Nursing Scholarships

SFM Nursing Scholarships

StraightForward Media is a website that offers scholarships to students several times a year. StraightForward Media offers scholarships to students in a wide variety of fields, including art, education, liberal arts, business, engineering, law, law enforcement and nursing. The StraightForward Media ......[Read More]
Making Up Lost Time - Investing in 401K Later in Life

Making Up Lost Time - Investing in 401K Later in Life

Ideally you want to start saving as soon as possible for retirement in your adult years but when that has already passed you by you need to focus on making up lost time by investing ... ......[Read More]
Food Stamp Income Guidelines in Nebraska

Food Stamp Income Guidelines in Nebraska

Nebraska residents in need of financial assistance to purchase food can find relief through the Supplemental Nutrition Assistance Program. SNAP provides needy recipients with a card that works similar to a credit card to purchase food at the grocery store. To receive SNAP, you must meet certain inco......[Read More]
Indian Government Steps Up with Health Insurance

Indian Government Steps Up with Health Insurance

A New Delhi official has said that India's state-run workers insurance agency is planning to establish 11 medical colleges and upgrade existing hospitals in the next five years. The Employee's State Insurance Corporation (ESIC) provides ... ......[Read More]
A Wife's Responsibility for Her Husband's Debt

A Wife's Responsibility for Her Husband's Debt

When you get married, you promise to take your husband "for richer or for poorer." However, this doesn't necessarily mean taking responsibility for his debts. If you marry a debtor, you aren't marrying his debts, unless you live in a community property state or he adds your name to his acc......[Read More]
What Is Involved in Electronic Check Conversion?

What Is Involved in Electronic Check Conversion?

Paying by check is becoming a thing of the past. Many retail stores are installing check scanners that convert check payments into electronic payments. This means that the store or business gets their payment faster while saving on the fees that banks charge for processing checks. The Automated Clea......[Read More]
Can You Draw Early Social Security Off of Your Ex-Husband if He Takes a Full Retirement?

Can You Draw Early Social Security Off of Your Ex-Husband if He Takes a Full Retirement?

A woman has several options for Social Security benefits. Once she reaches retirement age of 62 or older, she can draw benefits based on her own earnings or based on the earnings of her husband, or in some cases ex-husband, if these earnings result in higher benefits for her. Depending on when you w......[Read More]
Its Never Too Early to Save

Its Never Too Early to Save

From the way the economy is fluctuating in the recent past as well as now, it is always a good thing and the right time to save up. As Warren Buffet rightly said €Do not ... ......[Read More]
How Did Credit Scoring Come About?

How Did Credit Scoring Come About?

Credit scoring was invented by the Fair Isaac Corporation in 1958 to provide a quick, data-driven method for determining the credit worthiness of an individual or corporation. This innovation was only possible with the development of the computer and modern communications technology. As the technolo......[Read More]
How to Make Sure Your Money Is FDIC Insured at Wachovia Bank

How to Make Sure Your Money Is FDIC Insured at Wachovia Bank

In March 2010, Wachovia bank merged with Wells Fargo Bank, which is a member of the FDIC (Federal Deposit Insurance Corporation), according to the Wachovia website. The FDIC ensures that deposits that consumers make to banks or other financial institutions that are members are insured for up to $250......[Read More]
The Best College 529 Plans

The Best College 529 Plans

If you've made a commitment to save for your child's college education, deciding how to follow through on that can be a difficult process. There are many investment options, from 529 Plans to savings accounts, and the selection can be overwhelming. But if you decide that a 529 Plan is the right vehi......[Read More]
Grant Money Help

Grant Money Help

Grants are free money given by the government and private organizations to help people with various causes. Grant opportunities are rarely advertised and can be difficult to find. To get a grant, you must be willing to research opportunities and apply for money.......[Read More]
When a Financial Product Sounds Too Good to Be True

When a Financial Product Sounds Too Good to Be True

It probably is. I've recently heard about such a product, one that guarantees you 10% return for the next seven years, and 5% for life after that. It's even in writing. Doesn't that sound great? ... ......[Read More]
Scholarships for Dentists

Scholarships for Dentists

Before you can start to earn annual six-figure salary as a dentist, you must attend college or university and earn undergraduate and graduate degrees. Money to help you pay for their tuition, books and lab fees is available through public and private organizations. Some college and university dental......[Read More]
The Best Way To Put Your Finances In Order

The Best Way To Put Your Finances In Order

Doing anything for the first time can be scary, that's why you need to make sure you have your finances in order or as safe as possible. The safer you feel about your finances and ... ......[Read More]