Life Insurance : Insurance

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Can a Trust Own a Life Insurance Policy?

Can a Trust Own a Life Insurance Policy?

Life insurance is often thought of as being owned by a business or an individual, but trusts can own life insurance policies too. A trust set up to own life insurance is a very special type of trust, however. This trust is set up with the help of a lawyer and has implications for estate planning.......[Read More]
Can a Limited Liability Company Own a Whole Life Policy?

Can a Limited Liability Company Own a Whole Life Policy?

When you structure a company as an LLC, the company functions in a way that is similar to other types of corporations. It may buy and sell assets, including life insurance. Life insurance could become a major asset of the company. But you should understand how the company purchases the policy and ho......[Read More]
What Is a Disclosure in an Insurance Policy?

What Is a Disclosure in an Insurance Policy?

An insurance policy is a legal contract and may contain aspects that you do not understand. When you enter into an insurance agreement, there are many disclosures involved, on your part and the insurer's, as part of the policy and claim. Since disclosures play such a large part of an insurance relat......[Read More]
Life insurance for new parents

Life insurance for new parents

One of the most popular times for people to consider life insurance is when you become a parent. The addition of a new addition to your household is one that is life-changing €" possibly the ... ......[Read More]
Is a Life Insurance Payout Taxable?

Is a Life Insurance Payout Taxable?

Life insurance allows you to take responsibility for expenses that may occur after your death, such as paying your mortgage or covering your cremation or burial. However, life insurance, like all other income and estate funds, is subject to tax laws. Failure to make preparations according to these l......[Read More]
Tips on term life insurance

Tips on term life insurance

Many individuals are already interested with the term life insurance because it has relatively lower life insurance cost. However, this cost can still be reduced once you are able to follow the right steps in ... ......[Read More]
How Much Money Does a Cardiac Surgeon Make?

How Much Money Does a Cardiac Surgeon Make?

A cardiac surgeon (also known as a cardiothoracic surgeon) diagnoses and surgically treats ailments pertaining to the human heart, lungs, esophagus and blood vessels of the chest cavity. She will consult other specialists before determining a course of treatment, discuss the implications with the p......[Read More]
Axis Capital: Top Tips to Get Renewable Energy Insurance Precise

Axis Capital: Top Tips to Get Renewable Energy Insurance Precise

AXIS Capital, is a group of Insurance companies based in Bermuda, London, Dublin, Canada, Australia and Singapore (servicing SE Asian countries as well such as KL Malaysia, Bangkok Thailand, Jakarta Indonesia and many more) who ... ......[Read More]
Will My Insurance Premium Increase With a Speeding Ticket?

Will My Insurance Premium Increase With a Speeding Ticket?

Virtually all drivers dread the sight of those flashing red and blue lights in their rearview mirror, which indicates they're about to be pulled over for speeding. If this happens to you, not only can this mean a hefty fine, but you could also see an increase in your insurance premium. A variety of......[Read More]
Viatical Information

Viatical Information

A viatical settlement, sometimes referred to as a life settlement, occurs when a policyholder sells his life insurance policy while still alive. It is a way for the policyholder to receive a lump sum to be used as he sees fit.......[Read More]
How Smokers Can Find Affordable Term Life Insurance

How Smokers Can Find Affordable Term Life Insurance

A smoker receives a special rating from a life insurance company due to the increased risk that the smoker represents to the insurer. However, a smoker can get affordable life insurance from many insurers who specialize in impaired risk life insurance.......[Read More]
Is it Good to Convert Term Life Policy to a Whole Life Policy?

Is it Good to Convert Term Life Policy to a Whole Life Policy?

You purchase a life insurance plan so that the people you support financially will be provided for should you pass away. There are two types of life insurance, term and whole life. Usually, it does not benefit you to convert a term life insurance policy to a whole life policy.......[Read More]
Pro Lacrosse Players Salaries

Pro Lacrosse Players Salaries

The financial status of most professional lacrosse players is modest. Average salaries are under $30,000 per season, although a few players earn nice endorsement deals from lacrosse equipment makers. Players sometimes play in both existing professional leagues, starting one season as soon as the oth......[Read More]
Investment Grade Life Insurance

Investment Grade Life Insurance

Life insurance has many uses. Many of them are related to providing benefits to your loved ones or business partners after you pass away. Life insurance may also be used during your lifetime to provide benefits to yourself and your family. If you're going to use life insurance's living benefits, you......[Read More]
Life Insurance Coverage

Life Insurance Coverage

Whole life insurance coverage is that type of coverage that gives insurance protection throughout the entire life of the holder, it does not specified any particular amount like other types of insurance coverage will usually ... ......[Read More]
Taxation of Cash Value on Life Insurance

Taxation of Cash Value on Life Insurance

Cash values of a life insurance policy build up inside of permanent life insurance. The cash value is a cash reserve that builds up against the value of the death benefit. That reserve is invested by the insurance company to lower the future costs of insurance. While cash values are generally not su......[Read More]
What Is the Annual Salary of a NASA Astronaut?

What Is the Annual Salary of a NASA Astronaut?

Space travel is a dream for many, but a reality for only a select group of people in the United States -- astronauts. The National Aeronautics and Space Administration selects, trains and employs astronauts. Two types of astronauts exist in the U.S. -- civilian and military. Both are paid salaries a......[Read More]
To Acquire Life Insurance Without Hassles

To Acquire Life Insurance Without Hassles

Life insurance is really a truly valuable investment that provides peace of mind in order to both you and your loved ones. It is designed to lessen the monetary strain on your ex ones in ... ......[Read More]
A Comparison of Annuities

A Comparison of Annuities

Annuities are a form of security that involve a continual payment over a period of time. There are several types of annuities. Annuities may be variable or fixed. Annuities due are also offered. Life annuities are another purchase option.......[Read More]
The Average Swim Coach Salary

The Average Swim Coach Salary

Just as there are many different levels of swimming competition, there are several different types of swim coaches and radically varied compensation packages for each position. A summer-club coach, who puts in four hours a day during the summer, commands a much different salary than a coach of a maj......[Read More]