Disability Insurance : Insurance

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Workers Compensation Insurance - Show That You Care

Workers Compensation Insurance - Show That You Care

Workers compensation insurance is becoming more and more important for business of virtually any size. Although there are many legal implications and reasons for having it, it actually says a lot about your business. Regardless of the risk factors that you workers are exposed to, people need to feel......[Read More]
Short Term And Long Term Disability

Short Term And Long Term Disability

Short term and long term disability are two kinds of insurance that everyone working needs. You need them in case you are unable to work due to an accident, illness, or even pregnancy.......[Read More]
Disability Insurance Riders-What Are They and Do I Need Them?

Disability Insurance Riders-What Are They and Do I Need Them?

Disability insurance policies are made up of a base policy and various policy riders1. A rider is additional coverage that can be added to a policy. Additional riders are used to add supplemental coverage and ... ......[Read More]
The Military and Social Security Disability Insurance

The Military and Social Security Disability Insurance

In the event that you or one of your loved one has served in the armed forces and is now living with a disability, you may be wondering about how military benefits interact with SSDI ... ......[Read More]
Disability Coverage Insurance Policies

Disability Coverage Insurance Policies

Disability insurance policies are designed to pay part of your wages should you be injured in an accident or are unable to work because of illness. Here are two types of policies available: long-term disability and short-term disability.Short term disability pays a portion of your wages should you b......[Read More]
Create Maternity Leave Pay Using Short Term Disability Insurance

Create Maternity Leave Pay Using Short Term Disability Insurance

Your health and ability to work may be your most important asset. Short-term disability provides important income protection, and workingwomen who are planning a pregnancy have an extra incentive to buy this valuable coverage: they are planning to use the benefit, and will likely generate a substant......[Read More]
Social Security: What About My Family?

Social Security: What About My Family?

If you are applying for Social Security Disability Insurance or Supplemental Security Income, you are likely aware that the premiums paid by both of these programs are not particularly high. The average for SSDI payments is around 1000 dollars a month, while SSI is a bit lower than that. This can be......[Read More]
Basics To Lower The Cost Of Disability Insurance - Part II

Basics To Lower The Cost Of Disability Insurance - Part II

To change the waiting period of time from the regular one month to three month or maybe half a year might be considered quite a good move, especially if you should have other source of income during that certain period of time. A good way to save on your insurance premiums is to actually allow the i......[Read More]
Do's and Don'ts for Social Security Disability

Do's and Don'ts for Social Security Disability

Should you apply for Social Security benefits? Do you need a lawyer? Should you apply again if denied? This guide breaks down the basics of a getting disability.......[Read More]
Industrial Deafness - What Are an Employer's Responsibilities?

Industrial Deafness - What Are an Employer's Responsibilities?

Industrial deafness due to high noise levels in the work place is a common problem. But do you really know who is liable for what?......[Read More]
Get Affordable Mortgage Disability Insurance Rates

Get Affordable Mortgage Disability Insurance Rates

It helps to be insured. It could be your car, your home, or even your motorcycle. If you insure these, it's only practical that you also insure your health, right? So you have health insurance and disability life insurance and other kinds of insurance.......[Read More]
A Few Ways of Reducing the Cost of Workers Compensation Insurance

A Few Ways of Reducing the Cost of Workers Compensation Insurance

There is absolutely no doubt about the fact that high cost of workers' compensation insurance is a big problem for employers. There are issuers offering these types of insurance policies at really high premiums, and employers accept these premiums, considering workers' compensation insuran......[Read More]
Disability Application: Understanding It

Disability Application: Understanding It

You are never too young to start considering what it means to have to go through the disability application process. There are several types of disability application, some associated with social security and others associated with on the job type events. In both cases, you should know what you are ......[Read More]
What Could Be the Upcoming NCCI Class Code Changes?

What Could Be the Upcoming NCCI Class Code Changes?

NCCI stands for National Council on Compensation Insurance. The company is based in Boca Raton, FL. It is not a governmental entity. I also watched the videos that NCCI posted from their annual symposium. The reports are not usually exciting reading. The possible modification of the NCCI Classificat......[Read More]
Is Workers Compensation Working in Kansas?

Is Workers Compensation Working in Kansas?

Unlike the federal disability benefit system that operates the same way in each and every state, workers compensation is subject to state authority. And people in Kansas are wondering if the system is working properly there.......[Read More]
Disability Insurance - Out of Work?

Disability Insurance - Out of Work?

It is important to have disability insurance because you never know when you might be out of work and having this insurance you will still get a paycheck. You never know when you might be in an accident or you might get sick and to miss work and have no income can be devastating for you to deal with......[Read More]
Disability Insurance - Four Rules

Disability Insurance - Four Rules

You can ask any financial advisor what is the most often overlooked type of insurance that people should have, and almost all will tell you it's disability insurance.Many people ignore disability insurance in comparison to life insurance.......[Read More]
How to Protect Your Social Security Disability Payments

How to Protect Your Social Security Disability Payments

Getting social security disability payments isn't always easy even when you qualify, so protecting those payments is important. Those who count on their social security usually have limited resources other than those payments, so understanding how social security disability income works and hav......[Read More]
Why You Need Disability Insurance

Why You Need Disability Insurance

Most people do not realize that going to work everyday to earn a living is your most valuable asset.What would happen if you could not work anymore?Disability insurance can protect your assets if you become injured or ill and could not work.......[Read More]
Be Safe In The Workplace - Taking Steps To Avoid Injury At Work

Be Safe In The Workplace - Taking Steps To Avoid Injury At Work

Each year in the place of work there are more and more reported injuries, many of these are injuries that could have been prevented by either the employee or employer. Some of the injuries and incidents are very minor but others are quite serious and in many cases lead to death or the person being i......[Read More]