Consumer Law & fraud : Law & Legal & Attorney

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Car Damage Laws

Car Damage Laws

Damages to your car can be stressful if you don't know your rights.Crash on the street. German auto model 2007. image by Dariusz Kopestynski from Fotolia.comThe last thing you want to deal with is damage to your car. Car accidents, breakdowns and repairs can all lead to a stressful time.........[Read More]
Credit Card Regulations in California

Credit Card Regulations in California

Credit card regulations are an important way for states to keep consumers protected from unsavory business practices.credit card image by jimcox40 from Fotolia.comCredit card companies are known for fine print, tricky details, and skeptical responses from consumers. However, there are.........[Read More]
The Fair Credit Practices Act

The Fair Credit Practices Act

Up until Congress passed the Fair Debt Collection Practices Act, debt collection agencies remained largely unregulated in regards to what they could do get consumers to repay a debt.......[Read More]
How to Stop a Land Auction

How to Stop a Land Auction

When a piece of land is being offered up at public auction, it is good news for the bidders but often bad news for the previous land owners. A piece of land is seized for auction once it has been foreclosed upon by a bank or other creditor, usually as the result of accrued mortgage debt. Although ......[Read More]
What Happens With a Summons & Missed Court Date?

What Happens With a Summons & Missed Court Date?

A court summons is a document written by a judge that commands you to attend court on a designated date and time. The purpose of the court summons is to inform you of pending charges filed against you. The summons is the beginning of the court's involvement in the case, and blatant disregard for a c......[Read More]
How to Clear Raw Land for a Home Site

How to Clear Raw Land for a Home Site

Clearing raw land for a home site can often be a difficult project for those attempting to complete the process alone. While heavy machinery requires training, some projects are simple enough to do without help from a land clearing team. You will need a professional assessment and inspection, as wel......[Read More]
What Is a State Court Solicitor?

What Is a State Court Solicitor?

Every state and municipality needs a legal watchdog to prosecute criminals and defend the state in a higher court. Often times that is the state court solicitor, more commonly known as a state's attorney or attorney general. While the names can vary, the duties remain the same.......[Read More]
What if a Collection Agency Tries to Collect Debt That You Already Paid?

What if a Collection Agency Tries to Collect Debt That You Already Paid?

Creditors often give defaulted accounts to collection agencies in an attempt to settle the debt. If you've already paid the original creditor, then a letter to their accounting department should clear up the matter. Problems can arise when the original creditor sells the account to third-party debt ......[Read More]
How to Negotiate a Lower Auto Lease Payment While in Bankruptcy

How to Negotiate a Lower Auto Lease Payment While in Bankruptcy

When you are in personal bankruptcy, your estate is under control of a trustee. The trustee reviews all decisions made on behalf of your estate, including finances, purchases and sales. The trustee then makes a recommendation to the bankruptcy court, which makes a final decision regarding your bankr......[Read More]
Consumer Product Purchase Laws

Consumer Product Purchase Laws

Lemon laws help consumers get their money back on defective car purchases.young red-haired woman with her broken car. image by ta_samaya from Fotolia.comLegislators pass laws to better society and protect citizens from a variety of circumstances. Consumer product purchasing is among the.........[Read More]
Is There a Lemon Law for Televisions?

Is There a Lemon Law for Televisions?

There are presently no state lemon laws that offer protection to consumers when purchasing electronic goods, such as televisions. However, consumers are protected by a federal law known as the Magnuson-Moss Warranty Act.......[Read More]
How to Size Storm Sewer Pipes

How to Size Storm Sewer Pipes

Sizing storm drain sewers correctly prevents road and property flooding. Determining the necessary size depends on run-off from sometimes distant locations, amounts of impervious surface, grades, terrain, permeability of the ground and ground cover and the severity of the rain event. Depending on lo......[Read More]
What is the USDA Approval Process?

What is the USDA Approval Process?

Agricultural commodities sold in the United States can meet certain quality standards as determined by the U.S. Department of Agriculture (USDA). Certification and grading processes vary depending on the product, but all are overseen by the Department's Agricultural Marketing Service (AMS).......[Read More]
What Consideration Is Given for a Forebearance Agreement?

What Consideration Is Given for a Forebearance Agreement?

In contract law, consideration is some benefit that the lender receives in allowing the borrower to bend the contract. Forbearance is postponing an action like foreclosure or default when the borrower does not fulfill his end of the contract.......[Read More]
What Happens If I Miss My Summons?

What Happens If I Miss My Summons?

If you miss your summons, then you have failed to appear in court. A failure to appear, or FTA, is a crime. The consequences of an FTA conviction depend on the original cause of the summons and the area in which you live. The court may suspend your driver's license or privilege to operate a motor v......[Read More]
Delaware Laws of Credit Card Debt

Delaware Laws of Credit Card Debt

Credit cardcredit-card image by Igors Leonovs from Fotolia.comConsumers can run into problems not only in paying off their credit card debt, but also in trying to determine the laws that apply to their credit card agreements. Like other states, Delaware has specific laws that govern.........[Read More]
The Safe Drinking Water & Toxic Enforcement Act of 1986

The Safe Drinking Water & Toxic Enforcement Act of 1986

California has always been on the forefront of protecting its citizens from environmental hazards by passing progressive state laws. Passing the Safe Drinking Water and Toxic Enforcement Act of 1986 was, at the time, considered one of the most aggressive of these laws.......[Read More]
How to Forfeit Succession of Debt of the Deceased

How to Forfeit Succession of Debt of the Deceased

When someone dies, his debts still exist, and legally those debts must be paid prior to distribution of any inheritance in a solvent estate. However, some estates of the deceased are insolvent because the debts exceed the estate's value. Hence, the question can arise of whether the debt of the decea......[Read More]
NFPA 101 Fire Watch Requirements

NFPA 101 Fire Watch Requirements

The NFPA recommends a fire watch when fire detection equipment is malfunctioning.fire & rescue image by Jim Parkin from Fotolia.comThe National Fire Protection Association (NFPA) has established a set of guidelines known as the Life Safety Codes. These guidelines are designed to protect.........[Read More]
Legal Rights Regarding Credit Cards

Legal Rights Regarding Credit Cards

All consumers who apply for or use credit cards are entitled to a wide range of legal rights granted to them by both federal and state laws.......[Read More]