Consumer Law & fraud : Law & Legal & Attorney

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What Is Biotene?

What Is Biotene?

Biotene is a host of oral health products that focuses on relieving symptoms of dry mouth. These symptoms are usually brought about by medicine, serious medical conditions or cancer treatments such as chemotherapy. With its special formulation, Biotene has become popular in the market, providing eas......[Read More]
Security Freeze Laws

Security Freeze Laws

Security freezes lock your credit history to avoid identity theft.lock image by Dwight Davis from Fotolia.comUnited States consumers may place security freezes on their credit histories. These freezes, also known as credit freezes, prohibit most creditors from accessing the consumer's.........[Read More]
Lemon Laws for Autos

Lemon Laws for Autos

A lemon is, very generally speaking, a purchased car that does not run the way it is supposed to. Most states have lemon laws that regulate the sale and purchase of lemon vehicles. While the laws vary from state to state, the general rule is that the car manufacturer must pay the costs to fix the pr......[Read More]
Cohasset, MA Poultry Bylaws

Cohasset, MA Poultry Bylaws

Town bylaws in Cohasset, Massachusetts regulate the raising and keeping of poultry by residents. Zoning bylaws strictly limit commercial operations, but residents can generally keep poultry for their own use if it doesn't pose a nuisance to their neighbors.......[Read More]
New Home Warranty Act in Louisiana

New Home Warranty Act in Louisiana

The New Home Warranty Act in Louisiana is a standard warranty that extends to all homeowners who solicit the construction new home. The act provides coverage to homeowners who hire builders, and acts as a warranty extended to the homeowner that is guaranteed by the builder. The builder must follow t......[Read More]
New Car Lemon Laws

New Car Lemon Laws

Buying a new car is an exciting, happy event--unless that car turns out to be a lemon. Lemon Laws give consumers who have purchased a defective new car options to resolve the problems in a low-cost manner, provided that the consumer has kept accurate records and followed the procedures required by h......[Read More]
How to File an Anonymous Complaint at the DCA in New York State

How to File an Anonymous Complaint at the DCA in New York State

New York state has government-run programs that assist, advocate for and protect consumers. The Department of Consumer Affairs (DCA) is a program in New York City, and there is the Division of Consumer Protection (DCP) available state-wide. The programs exist to assist those in financial need during......[Read More]
Homeowner Association Federal Foreclosure Law

Homeowner Association Federal Foreclosure Law

A homeowner association (HOA) in some states has the power to foreclose on a home without a judicial decree in order to recover unpaid association fees. These foreclosures are known as nonjudicial foreclosures, according to StopForeclosure.com.......[Read More]
Federal Warranty Law

Federal Warranty Law

The Magnuson-Moss Warranty Act of 1975 is a federal law that affects the rights of consumers and the obligations of companies with regard to written warranties.......[Read More]
How Can I Remove an Authorized User From My Credit Report?

How Can I Remove an Authorized User From My Credit Report?

Credit card companies often allow cardholders to include other people on their accounts. These authorized users can use your credit card just like you can but are often included in an effort to "piggyback" on the cardholder's credit history. Removing an authorized user from a credit report does req......[Read More]
What Are the Duties of a Collections Defense Lawyer?

What Are the Duties of a Collections Defense Lawyer?

Collections defense lawyers can help people overwelmed by debtdebt defined image by Christopher Walker from Fotolia.comCollections defense attorneys defend clients against debt collectors. Debt collection agencies can be very aggressive and tend to overwhelm debtors with phone calls and.........[Read More]
Laws on Collecting Old Debts

Laws on Collecting Old Debts

Under new laws, debt collectors may not threaten or otherwise harass you.money image by shime from Fotolia.comDebt collection can cause a great deal of stress if you are trying to pay your bills and maintain enough income with which to live. Laws have been put into place enumerating your.........[Read More]
What Happens When a Collection Agency Takes You to Court to Collect Debt?

What Happens When a Collection Agency Takes You to Court to Collect Debt?

When a collection agency or debt buyer takes you to court to collect a debt, it is attempting to obtain a judgment against you. Consumers who learn of pending litigation from debt collectors should check the collection statute of limitations in their state. If the file date for the court case is out......[Read More]
Legal Rights Regarding Credit Cards

Legal Rights Regarding Credit Cards

All consumers who apply for or use credit cards are entitled to a wide range of legal rights granted to them by both federal and state laws.......[Read More]
NFPA 101 Fire Watch Requirements

NFPA 101 Fire Watch Requirements

The NFPA recommends a fire watch when fire detection equipment is malfunctioning.fire & rescue image by Jim Parkin from Fotolia.comThe National Fire Protection Association (NFPA) has established a set of guidelines known as the Life Safety Codes. These guidelines are designed to protect.........[Read More]
How to Forfeit Succession of Debt of the Deceased

How to Forfeit Succession of Debt of the Deceased

When someone dies, his debts still exist, and legally those debts must be paid prior to distribution of any inheritance in a solvent estate. However, some estates of the deceased are insolvent because the debts exceed the estate's value. Hence, the question can arise of whether the debt of the decea......[Read More]
Delaware Laws of Credit Card Debt

Delaware Laws of Credit Card Debt

Credit cardcredit-card image by Igors Leonovs from Fotolia.comConsumers can run into problems not only in paying off their credit card debt, but also in trying to determine the laws that apply to their credit card agreements. Like other states, Delaware has specific laws that govern.........[Read More]
What Happens If I Miss My Summons?

What Happens If I Miss My Summons?

If you miss your summons, then you have failed to appear in court. A failure to appear, or FTA, is a crime. The consequences of an FTA conviction depend on the original cause of the summons and the area in which you live. The court may suspend your driver's license or privilege to operate a motor v......[Read More]
What Consideration Is Given for a Forebearance Agreement?

What Consideration Is Given for a Forebearance Agreement?

In contract law, consideration is some benefit that the lender receives in allowing the borrower to bend the contract. Forbearance is postponing an action like foreclosure or default when the borrower does not fulfill his end of the contract.......[Read More]
What is the USDA Approval Process?

What is the USDA Approval Process?

Agricultural commodities sold in the United States can meet certain quality standards as determined by the U.S. Department of Agriculture (USDA). Certification and grading processes vary depending on the product, but all are overseen by the Department's Agricultural Marketing Service (AMS).......[Read More]