Business & financial & corporate Law : Law & Legal & Attorney

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How to Maximize Your Investment in Training

How to Maximize Your Investment in Training

To maximize your investment in training, analyze your training needs before purchasing or developing any courses, seminars or self-paced materials. Follow the training development model endorsed by the American Society for Training and Development by assessing your students' needs, designing learnin......[Read More]
What Is a Float Transaction at a Bank?

What Is a Float Transaction at a Bank?

The "floating transaction" game is one that is often played by bank account holders. However, the popularity of the game doesn't necessarily make the behavior right. Due to advances in technology, it is increasingly difficult for you to do a float transaction. Much of the paper trail traditionally i......[Read More]
Bank Reconciliation Explained

Bank Reconciliation Explained

When you receive your bank statement each month, you will notice that the ending balance per the bank statement does not match the ending balance per the general ledger's cash account. Discrepancies exists due to timing differences between the general ledger and the bank. For example, checks written......[Read More]
Definition of Limited Debt

Definition of Limited Debt

A limited debt is often referred to as a non-recourse debt or qualified non-recourse debt. Lenders sign limited debt agreements to protect against credit losses in case of borrowers' bankruptcies.......[Read More]
The Best Jobs in Investment Banking

The Best Jobs in Investment Banking

Investment bankers facilitate the movement of hundreds of billions of dollars through major securities exchanges each day. They are responsible for managing money, advising clients and making sound financial decisions for public and private customers. Investment banking is a very competitive field f......[Read More]
How to Buy Surplus Stock

How to Buy Surplus Stock

When a company manufacturers or orders too much of any given item--or can't sell the item--the leftover products are referred to as "surplus stock." There can be many reasons for this surplus: changing market conditions, a drop in demand or the unpopularity of an item. A company cannot profit by all......[Read More]
How to Become an International Bond Broker

How to Become an International Bond Broker

There is no Wall Street career that enjoys the power image held by the international institutional bond broker. The institutional bond broker handles billions of dollars in deal transactions every day, makes hundreds of thousands or millions of dollars in payment for his or her dealmaking skill, and......[Read More]
The Relationship Between Actual Investments and Planned Investments

The Relationship Between Actual Investments and Planned Investments

Investors can have both actual and planned investments based largely on logistical issues. For example, some financial securities are not very liquid, which means they cannot easily or quickly be converted to cash. Subsequently, it's sometimes necessary to transition from actual to planned investmen......[Read More]
How to Start a Mortgage Business

How to Start a Mortgage Business

Starting a mortgage business varies from state to state. Generally, most states require licensing. Whether you plan to obtain a brokerage or banking license, the process is initially similar. Obtaining a license to originate mortgages usually involves several steps. Read more for help.......[Read More]
How to Nail a Banking Interview

How to Nail a Banking Interview

Investment banking is a sought-after career, but it can be tough to break into. Banking interviews are notoriously grueling, and can involve a whole day at the hiring firm while you are put through a variety of tests. You can do plenty to prepare yourself for the ordeal.......[Read More]
At what Percentage Are Banks Requiring a Downpayment?

At what Percentage Are Banks Requiring a Downpayment?

Home buyers face a couple issues when applying for a mortgage loan. A lender may reject the application because of the applicant's credit score, or a borrower may have little funds for the down payment. Down payments are required in nearly all mortgage loans, and the required amount varies by bank.......[Read More]
How to Set Up a Law Office to Take Credit Cards

How to Set Up a Law Office to Take Credit Cards

No attorney would suggest to a client that the decision to hire one attorney over another should be based solely on the client's ability to pay a large retainer. However, an astute client will make this an important factor in his hiring decision. The attorney can often be faced with the choice of si......[Read More]
What Are Bank Debentures?

What Are Bank Debentures?

A bank debenture is given as an acceptance of debt by a bank. Most banks issue debentures to raise funds. These are also traded in the stock exchange. The debenture holders become creditors for a bank once the debenture is issued and are paid a fixed interest rate by the bank. Owing to the fact that......[Read More]
How to Run a Record Company

How to Run a Record Company

The thought of owning and operating your own record company used to be a fantasy beyond the reach of the average person. However, technology has leveled the playing field, and running your own record company is now within the realm of possibility. According to beatportal.com, the advent of productio......[Read More]
How to Become an Approved Loan Officer for FHA & HUD Loans

How to Become an Approved Loan Officer for FHA & HUD Loans

Becoming approved to originate FHA and other HUD loans involves being employed by a mortgage firm or lender that has FHA approval. It also involves an individual originator's license as required by your state. This means you may write FHA files simply by working for a company licensed to originate H......[Read More]
Where to Buy Penny Stocks Online

Where to Buy Penny Stocks Online

Penny stocks received the name because they are any stock traded within the United States for under $5 per share. These stocks often can be traded for less than one cent per share. However, they are still stocks and can be purchased at any online brokerage firm.......[Read More]
Education for Investment Bankers

Education for Investment Bankers

Investment banking is one of the most financially rewarding business careers. Executives at the nation's leading investment firms work long hours but also earn high salaries. Even entry-level analysts can earn starting salaries of $100,000, according to estimates by Careers in Finance. However, a ca......[Read More]
How Can I Trace Back on a Bank Transaction?

How Can I Trace Back on a Bank Transaction?

Keeping a careful eye on your bank account is important, both to detect fraud and to handle your finances more effectively. If you spot a transaction that does not look right, it is your responsibility to bring that transaction to the bank's attention. Depending on the age of the transaction, that m......[Read More]
What Happens if There Is a Bank Error in Your Favor?

What Happens if There Is a Bank Error in Your Favor?

When a bank makes a mistake and credits money to your account when it shouldn't, serious problems can arise. In rare cases the account owner may be able to keep the money. But, typically, the bank figures out the mistake and eventually demands the money back.......[Read More]
How Do Washington State Bail Bonds Work?

How Do Washington State Bail Bonds Work?

Finding a Bail BondsmanFinding a bail bondsman in the state of Washington (or any other state, for that matter) usually isn't very hard. All you normally have to do is take a look through the phone book, check the Internet or ask around (if you know that crowd). A bondsman will charge.........[Read More]