Business & financial & corporate Law : Law & Legal & Attorney

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How to Start a De Novo Bank

How to Start a De Novo Bank

Starting a de novo, or new, bank is a complex process that requires the aid of an attorney as well as discussions with state or federal regulators prior to proceeding. The main focus of starting a de novo bank is getting a charter, collecting capital and establishing a board of directors. Bank owner......[Read More]
How to Become a Wholesale Trade Broker

How to Become a Wholesale Trade Broker

A successful manufacturer is not necessarily a successful salesman. So, he has only two choices. He can either hire a sales staff and trust that each salesman performs to expectations. Or, he can contract with a wholesale trade broker who goes out and sells the manufacturer's products, leaving him t......[Read More]
Production Payment Agreement

Production Payment Agreement

A production payment agreement is a method used by mining companies to finance their capital costs. The proprietor of the production payment is typically known as the provider of the financial aspect (in return for certain rights).......[Read More]
How to Become a Successful Broker

How to Become a Successful Broker

A career as a broker can be financially rewarding, if you achieve the appropriate level of success. As a broker, you serve as an intermediary between buyers and sellers. To be successful, you must cultivate relationships. If a buyer or seller has a good experience with you, he will not only use you ......[Read More]
How to Account for Investments in Common Stocks

How to Account for Investments in Common Stocks

When businesses purchase common stock, it is important that they note the percentage of issued stock purchased. The percentage of stock purchased determines the correct accounting method. Generally, if a business purchases between 0 percent and 20 percent of stock, then the business accounts for t......[Read More]
How to Start a Loan Modification Company

How to Start a Loan Modification Company

Loan modification companies have been proliferating since the start in 2008 of the U.S. foreclosure crisis. Numerous seminars, costing $1,000 to several thousand dollars, have proliferated to take advantage of the many Realtors and mortgage brokers looking for extra work during lean times.......[Read More]
How to Make Money As a Pawn Broker

How to Make Money As a Pawn Broker

A pawnbroker is not a second-hand dealer. While pawnbrokers may buy used items outright, the business' primary role is offering loans in return for collateral such as a watch, a computer or a drum set. If your customers pay back the loan, plus interest, by whatever deadline you set, they can reclaim......[Read More]
What Can Mortgage Companies Do to Modify an Existing Loan Under New Federal Rules?

What Can Mortgage Companies Do to Modify an Existing Loan Under New Federal Rules?

The federal government empowered mortgage companies to find solutions to prevent foreclosure in the wake of the housing collapse that started late in 2007. The Obama administration created the Making Home Affordable program, under which Fannie Mae and Freddie Mac, the nation's two largest mortgage f......[Read More]
How to Buy China-Based Stocks

How to Buy China-Based Stocks

China-based stocks have outperformed most stocks based in many parts of the world, and it is for this reason that there is so much interest in them. Though limited, a number of these stocks can be bought on U.S. exchanges as American depository receipts or as exchange-traded funds. The Hong Kong sto......[Read More]
What Are the Top Five Banks in the U.S.?

What Are the Top Five Banks in the U.S.?

The banking industry is a significant power in the United States, and the largest banks comprise a significant portion of that power. The five largest banks in the U.S. serve hundreds of millions of customers, and have thousands of locations. You can't look at the banking industry without knowing ab......[Read More]
How to Get a Bail Bonds License

How to Get a Bail Bonds License

A bail bondsman is a person who, working with an insurance company who can guarantee the funds, pledges money to the courts as bail for a defendant to be released from jail. The bondsman acts a surety to the courts, assuring that the defendant will appear in court on a set date.The first......[Read More]
Bank Reconciliation Methods

Bank Reconciliation Methods

Bank reconciliations compare bank statements and business records.bank image by Pefkos from Fotolia.comBank reconciliation is the process of comparing business books and banking statements to make sure they match. This has been a traditionally important part of running a business, and.........[Read More]
Banking Laws for Foreign Banks in the US

Banking Laws for Foreign Banks in the US

Globalization brings financial institutions around the world in daily contact. Most of the world's major financial institutions maintain U.S. offices and most major financial institutions maintain international offices. Competitive markets for banking deposits, credit, insurance and financial tradin......[Read More]
Small Business Tax Changes for 2012

Small Business Tax Changes for 2012

Tax Changes in 2012 for small businesses include changes in Social Security maximum tax, payroll tax changes, and IRS mileage rate changes.......[Read More]
What Wages Are Used to Calculate Withholding?

What Wages Are Used to Calculate Withholding?

The wages used to calculate withholding for federal income tax (FIT) and FICA taxes (Social Security and Medicare taxes) can be different from total wages, because some wages are excluded from this calculation. Learn what wages are not included for withholding purposes.......[Read More]
How to Calculate Withholding Amounts for Employees

How to Calculate Withholding Amounts for Employees

How to calculate federal income tax (FIT) withholding from employee paychecks.......[Read More]
Bail Bond Recovery

Bail Bond Recovery

When a defendant is awaiting trial, he will often be given the chance to be released for custody in exchange for depositing a certain amount of money with the court as collateral, called bail. This money is often put up by a bail bond company, who pays the bond in exchange for a fee from the defenda......[Read More]
What Are the Benefits of Financial Intermediaries to Increase Market Liquidity?

What Are the Benefits of Financial Intermediaries to Increase Market Liquidity?

Institutions that purchase financial assets such as securities or derivatives for sale to a third party are known as financial intermediaries. Financial intermediaries serve an important market role in creating liquidity between parties with extra cash and those who need to raise money. Although the......[Read More]
How to Forfeit a Property to the Bank

How to Forfeit a Property to the Bank

In the depressed housing market of the late 2000s, many homeowners found themselves upside-down on their mortgage, owing more than the property was worth. Some even walked away -- literally -- without informing the bank of their departure. If you're a homeowner who has been struggling financially an......[Read More]
Money Center Banks Vs. Community Banks

Money Center Banks Vs. Community Banks

In the United States all commercial banks make loans, offer some other services and take deposits. State and federal statutes regulate the banks and their accounts, depending on whether they were established under state or federal charters The distinction between money center banks and community ban......[Read More]