Credit : Business & Finance

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Gas Credit Card Application Tips

Gas Credit Card Application Tips

A number of gas companies offer credit cards to customers. These cards offer different options, depending on the company involved. Before deciding which one to apply for, it pays to do some investigation first. The gas credit card application tips that follow will help to make sure you provide the r......[Read More]
Your Credit Rating and Credit History (Beacon and FICO Score) - Applying For a Mortgage

Your Credit Rating and Credit History (Beacon and FICO Score) - Applying For a Mortgage

An introduction to understanding the information contained in your credit report, credit history, and credit bureau. Credit rating is a major factor that is reviewed when applying for a mortgage. Minimum credit scores are required for certain mortgages.......[Read More]
Commodity Risk- Foreign Exchange Risk and Geographical Risk

Commodity Risk- Foreign Exchange Risk and Geographical Risk

When it comes to commodity trading, there are a myriad of risks. This article deals with foreign exchange and geographical risk.......[Read More]
Equifax Credit Report Have Already Been A Critical Business Technique For More Than A Century

Equifax Credit Report Have Already Been A Critical Business Technique For More Than A Century

Checking your credit report often is a very good and necessary practice with Equifax. This document will mean the difference between a loan application being accepted or rejected. It is also a very important factor ... ......[Read More]
Debt Settlement Companies: Throwing Good Money After Bad

Debt Settlement Companies: Throwing Good Money After Bad

Article discusses debt settlement companies (also known as debt negotiation and debt consolidation companies) and why debt negotiation often fails. Consumers can end up paying money to debt settlement companies, but end up with derogatory credit and have to file for bankruptcy anyway.......[Read More]
The High Cost of Bad Credit Makes it Tough to Get on the Right Side of the Tracks - Not Any More!

The High Cost of Bad Credit Makes it Tough to Get on the Right Side of the Tracks - Not Any More!

The result of getting ourselves into unmanageable debt positions is inevitably going to cost us more money than we originally budgeted for. Higher interest charges and penalty rates, higher insurance costs, and a much higher chance of being rejected for future lending and/or employment, are all fact......[Read More]
Reward Credit Cards for a Frugal Time

Reward Credit Cards for a Frugal Time

You have no idea how excited I am. I'm going to be taking a Caribbean cruise but that's not the exciting part. We're staying in a suite. My wife and I are going to wake ... ......[Read More]
Skyrocketing Savings with a 0 APR Credit Card

Skyrocketing Savings with a 0 APR Credit Card

Every working individual has their own priorities to think of. Some are thinking about the mortgage they have availed when they have purchased their present residence.......[Read More]
0 Interest Credit Cards Are The Solution To Financial Stress

0 Interest Credit Cards Are The Solution To Financial Stress

With so many credit cards available there has never been a better time to apply for any one of the vast selection of 0 interest credit cards currently being offered. But which ones are the best ones for you? This article examines the options.......[Read More]
Get Yourself One of Those Instant Approval Credit Cards

Get Yourself One of Those Instant Approval Credit Cards

Online instant approval credit cards are the fastest and simplest forms of credit approval to date. Although you will be approved right away, you still have to do some waiting for the expedited processing and mailing of the actual credit card before your new credit line can be used. Bear in mind, it......[Read More]
How to Get an Authorized User Off of My Credit Card

How to Get an Authorized User Off of My Credit Card

Authorized users on a credit card account are persons you allow permission to use your account. They differ slightly from joint-account holders. The latter are financially responsible for the account, while authorized users are not. You can easily add or remove authorized users from any credit card ......[Read More]
Trade Lines - Still A Viable Option?

Trade Lines - Still A Viable Option?

With the real estate market the way it is and with foreclosures at a recent high, many people will be faced with the reality of losing their homes. Trade lines are an option to be seriously considered. Unlike credit repair, using trade lines can boost your credit score in as little as 30-40 days.......[Read More]
Unsecured Credit Card Debt and the Steps to Eliminate It

Unsecured Credit Card Debt and the Steps to Eliminate It

There's no denying the fact that for most people, applying for a credit card could just be the biggest mistake of their lives. This is especially true when one cannot manage his finances well and end up with a spiralling monthly due until it came to an amount that seems to be very impossible to......[Read More]
One Size Fits All Credit Card Debt Relief Solutions

One Size Fits All Credit Card Debt Relief Solutions

There are many options for getting out of debt. They really boil down to two basic considerations. Which you choose depends on where you want to be when it is resolved.......[Read More]
How to Get Loans With Bad Credit

How to Get Loans With Bad Credit

It may come as no surprise in the bad financial times today that most people in the world do not have great credit. With the bank foreclosures, automobile repossessions, lost jobs and maxed out credit cards there are more and more people who previously had good credit finding their credit ratings sl......[Read More]
How Long Does a Credit Card Settlement Settled With Prejudice Stay on Your Credit Record?

How Long Does a Credit Card Settlement Settled With Prejudice Stay on Your Credit Record?

A credit card debt settled with prejudice means the debtor and the debt collector reached an agreement on the debt to resolve the issue. Usually, settled credit card debts are for less than the full balance owed. Once paid and settled with prejudice, the debtor has no further obligation to the debt ......[Read More]
Credit Score Chart Secrets Exposed - Discover How to Get a Sexy Credit Score to Impress Any Lender

Credit Score Chart Secrets Exposed - Discover How to Get a Sexy Credit Score to Impress Any Lender

Proper credit development is a strong and highly valuable practice that many could know how to do, however very few actually do it well. Most are not able to maintain decent credit profiles to boost their credit score chart. There are many experts who suggest opening and servicing three different cr......[Read More]
How to Delete Late Payment Accounts From Your Credit Report the Unusual Way

How to Delete Late Payment Accounts From Your Credit Report the Unusual Way

The advantages of removing negative information from one's file, in some cases, cannot be quantified. This is because it opens doors to more opportunities for getting loans and at good interest rates too! This is a reason why you should always try, no matter the obstacles, to ensure you remove ......[Read More]
Cash Advance as the Fastest Way to Cash

Cash Advance as the Fastest Way to Cash

When it happens that you suddenly need cash money, all methods are good. As one of the fastest and easiest ways - cash advance that allows the consumer to convert some percentage of credit limit to cash.......[Read More]
How to Opt-Out of an Interest Rate Increase

How to Opt-Out of an Interest Rate Increase

Federal law requires credit cards, in most cases, to give you 45 days advance notice of a fixed interest rate increase. During that time, can opt-out and reject the new, higher interest rate.......[Read More]