Credit : Business & Finance

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Free Credit Score Check and Your Annual Budget

Free Credit Score Check and Your Annual Budget

Amidst the current global fiscal crisis that has affected almost all countries in the world, it rests upon the households to take the appropriate measures in order to resolve the problem on a smaller scale. Contrary to what you might be thinking along with everybody else who are having a hard time w......[Read More]
Free Credit Report Score - Information to Help You Find Out Your Credit Score

Free Credit Report Score - Information to Help You Find Out Your Credit Score

Every nation has at least one credit bureau.The US is also not an exception to this.You will find that today there are number of such credit bureaus in the US.......[Read More]
What Happens When My Certificate of Deposit (CD) Matures?

What Happens When My Certificate of Deposit (CD) Matures?

A certificate of deposit (CD) is a low-risk investment instrument that pays interest on your deposit. When your CD matures, you can withdraw your money, or if you do nothing, your CD might automatically rollover.......[Read More]
How Do Banks Insure Against Unsecured Credit Card Losses?

How Do Banks Insure Against Unsecured Credit Card Losses?

Credit cards are typically unsecured, which means that when you take out a credit card, the card issuer provides you with access to credit without requiring you to secure the debt with any kind of collateral. Unsecured debts expose banks to a higher risk of loss than secured debts; however, banks ta......[Read More]
What If I Authorized a Credit Card Charge & Then Immediately Change My Mind?

What If I Authorized a Credit Card Charge & Then Immediately Change My Mind?

If you have ever made a purchase and instantly regretted it, you are not alone. Fortunately, many merchants are understanding and will refund your money, but even if they aren't, you may be able to take advantage of other consumer protections, particularly if you paid by credit card. Credit card hol......[Read More]
Home Loan Modification Myths About Obama's Making Home Affordable Act - farooq

Home Loan Modification Myths About Obama's Making Home Affordable Act - farooq

There has been so much talk about loan modification today that you might not know this has always been an option for financially strapped homeowners. It just existed without all the attention. Since t......[Read More]
Credit Cards - Manage Your Debt by Understanding How Personal Credit Cards Work

Credit Cards - Manage Your Debt by Understanding How Personal Credit Cards Work

If you want to manage your credit cards, you need to understand how they work. It may seem mysterious and disturbing to watch a credit card balance creep up, but when you understand how the companies charge you, you will be better able to watch your credit use.......[Read More]
The Best Type of Credit Card

The Best Type of Credit Card

Credit cards are becoming more popular everyday. Undeniably, credit cards are no longer considered as a luxury. Rather, such is regarded as an essential part of spending and living in this modern world. Apparently, since more and more people are getting credit cards, the finance industry has invente......[Read More]
How Do I Report Delinquency to a Credit Bureau?

How Do I Report Delinquency to a Credit Bureau?

Business owners and landlords often have cause to report delinquencies to the credit bureaus. If an individual or another business is delinquent in paying their invoice, bill, rent or lease, the only option business owners and landlords often have is taking legal recourse to obtain a judgment, which......[Read More]
Tips on How to Find the Best Gas Credit Cards

Tips on How to Find the Best Gas Credit Cards

Gas credit cards are one of the many new types of credit cards being offered by credit card companies that are aimed to get consumers attention.Almost everyone buys gas and when a credit card company teams up with a gas company it means more customers for both companies.......[Read More]
Can Credit Monitoring Prevent Identity Theft Completely?

Can Credit Monitoring Prevent Identity Theft Completely?

Identity theft is one of the world’s most notorious forms of fraud. In 2010, it affected over 8.1 million Americans and caused approximately 37 billion dollars in damages. A growing threat, one of the biggest ways to stop identity theft is through regular credit monitoring.......[Read More]
Everyone Needs to Learn How to Manage and Build Credit Early

Everyone Needs to Learn How to Manage and Build Credit Early

Learning to manage and build credit isn't that difficult if you have the desire and are motivated to establish a good credit score. Find out how you can start taking steps towards achieving a great credit score starting today.......[Read More]
Recovering From Bad Credit Scores

Recovering From Bad Credit Scores

Have you experienced a bankruptcy?Maybe you have just had trouble paying certain bills on time for the last few months because you lost your job?There are many reasons you may have bad credit scores.......[Read More]
Learn What Collections Does to Your Credit

Learn What Collections Does to Your Credit

If you have an account that is in collections it will affect your credit score. Most people do not know how much or how long it will impact their credit. Learn what a collection account does to your c......[Read More]
Get A Fast Auto Loan

Get A Fast Auto Loan

People searching for a fast auto loan need to consider that not all auto loan companies operate the same way. Some of them are definitely much faster than others when it comes to issuing an approval. Most of these companies will claim that they can provide you with a fast quote and approve you in on......[Read More]
Bad Credit? You May Never Own a Home Again

Bad Credit? You May Never Own a Home Again

Are you ever going to own a home again? Many people with Bad Credit will see their dreams of owning a home evaporated over the next few years. This is brought on by the credit crisis in the banking industry. Banks are blaming bad credit people for the recent collapse in the mortgage industry. Howeve......[Read More]
Two Out Of Five Use Credit Cards To Finance Christmas

Two Out Of Five Use Credit Cards To Finance Christmas

Christmas is fast-approaching and everyone in the family will want the latest must have gadgets and toys. As well as the gifts there's all the food, drink and entertainment to pay for, but recent research found that in order to pay for it all last year, two in five people in the UK used their c......[Read More]
Your Access To Free Credit Reports

Your Access To Free Credit Reports

The Fair Credit Reporting Act (FCRA) requires each of the nationwide consumer reporting companies - Equifax, Experian, and TransUnion - to provide you with a free copy of your credit report, at your request, once every 12 months.......[Read More]
Will My Debit Card Work Anywhere Credit Cards Are Taken?

Will My Debit Card Work Anywhere Credit Cards Are Taken?

When faced with the option of debit or credit, many consumers choose the payment option they are most familiar with. For example, if you are accustomed to credit cards, using your debit card as a credit card is ideal. However, debit cards are not always equipped with credit card capabilities. The ty......[Read More]
What You Need to Know About Your Credit Report

What You Need to Know About Your Credit Report

Your credit report is a very important document.In fact, the information contained on your credit report will help determine whether or not you qualify for loans and, if you do qualify, it will help the lending institution determine how much interest you will have to pay on your loan.......[Read More]