Bankruptcy : Business & Finance

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How to Consolidate Secured Debt Into One Loan

How to Consolidate Secured Debt Into One Loan

Many times when you look over your finances, you realize you have more than one loan tied to your home. Looking closer, you may see a big difference between the rates on the first mortgage and second (and maybe even third). It's time to consolidate when you can combine the two loans into one and sav......[Read More]
Personal Bankruptcy Exemptions - A Plain Speaking Guide

Personal Bankruptcy Exemptions - A Plain Speaking Guide

For many people there's no clear-cut answer to the question Should I declare myself bankrupt? Much will depend on your circumstances. You'll want to know what's at stake. What will you lose?......[Read More]
Bankruptcy: Filing Without Your Spouse

Bankruptcy: Filing Without Your Spouse

Is it possible to file bankruptcy without including your spouse? In a word, yes. But there are some important considerations you'll need to discuss with a bankruptcy attorney before deciding if this is the best course of action.......[Read More]
The New Bankruptcy Law: Information You Need To Know Before You File

The New Bankruptcy Law: Information You Need To Know Before You File

Unsure if you should file bankruptcy? Here are the new guidelines and criteria you must meet in order qualify.......[Read More]
Why File a Bankruptcy Claim for Divorce-Related Debts?

Why File a Bankruptcy Claim for Divorce-Related Debts?

Why File a Bankruptcy Claim for Divorce-Related Debts?......[Read More]
Is Pre-Pack Administration Right for You?

Is Pre-Pack Administration Right for You?

There are many businesses that are in financial difficulty. They may be struggling but there is help available in the form of tool better known as €Pre-Pack Administration€. So what does Pre-Pack Administration mean? As ... ......[Read More]
What Is a Statement of Creditors in Bankruptcy?

What Is a Statement of Creditors in Bankruptcy?

A statement of creditors is usually required when you file for bankruptcy, regardless of the particular chapter you file under. Your creditors may issue a similar statement known as a proof of claim to confirm your debts, if they desire inclusion in any payment plan or disbursement of liquidated ass......[Read More]
Filing Bankruptcy Defined in 2013

Filing Bankruptcy Defined in 2013

According to Webster's dictionary it means the quality or state of being bankrupt or utter failure or impoverishment. In today's terms, you don't have enough money to make ends meet. In today's society many people who face bankruptcy is because of living way beyond their means.......[Read More]
Don't Let Your Ego Stop You From Filing Bankruptcy

Don't Let Your Ego Stop You From Filing Bankruptcy

It doesn't take a rocket scientist to figure out that the US is facing one of the toughest economic times in the history of the country. Currently, the US debt has surpassed the annual GDP rate, making the United States the most indebted nation per capita in the world. With this kind of behavio......[Read More]
Commodity Exchange

Commodity Exchange

A commodity exchange can refer to any organization or corporation that brings together stock traders and brokers. This then provides a platform for the trading of stocks and other financial and security issues to take place.......[Read More]
Chapter 7 Bankruptcy

Chapter 7 Bankruptcy

Chapter 7 is the most common form of bankruptcy in the United States. Chapter 7 refers to the number of a chapter in the Bankruptcy Code that lists the rules and regulations to be followed during liquidation proceedings. Very simply put, when business files for Chapter 7, it means that the organizat......[Read More]
What is a Bankruptcy List?

What is a Bankruptcy List?

Bankruptcy list information is part of the public records published by the court. Many companies specialize in gathering and selling this information to various marketing firms and consumer credit companies. These bankruptcy list companies do a good job of finding just about everyone that has had a ......[Read More]
Bankruptcy Law West Virginia - Bankruptcy Alternative - Bankruptcy Law Georgia 285

Bankruptcy Law West Virginia - Bankruptcy Alternative - Bankruptcy Law Georgia 285

One day you may be at the top of your career and the other day you may be bankrupt.You might get a lower interest rate, lower payments or both.After this time, it is dropped from your record entirely......[Read More]
Support for Bankruptcy Eligible Student Debt

Support for Bankruptcy Eligible Student Debt

The problem of student loan debt continues to be at the forefront of the bankruptcy debate. On the heels of an outpouring of support for a recent push for loan forgiveness, the movement to harness and begin eliminating student loan debt has been expanded to include the idea that those in dire financ......[Read More]
Strategies for Debt Final Judgments

Strategies for Debt Final Judgments

If a court has issued a final judgment against you, then knowing the proper strategy for combating that judgment could mean the difference between having it thrown out entirely and spending the next several years (or more) repaying the debt. Doing research into the ways in which you can fight these......[Read More]
Must We Feel At Fault Because Of Personal Bankruptcy?

Must We Feel At Fault Because Of Personal Bankruptcy?

Individuals can experience certain hurdles in life. It is very crushing that they don't know how they will control this circumstances. Should one be guilty if she undergoes bankruptcy? Is there anybody else he can point his fingers at?......[Read More]
Who Is Eligible for Chapter 11 Bankruptcy?

Who Is Eligible for Chapter 11 Bankruptcy?

Chapter 11 bankruptcy is most commonly filed by businesses. Businesses that file for Chapter 11 bankruptcy are allowed to restructure or reorganize the business in a variety of ways in order to reduce or eliminate debt. Many times, the people in charge of the business remain in control and are able ......[Read More]
Bankruptcy Loans - A Brief Guide

Bankruptcy Loans - A Brief Guide

A brief guide to Bankruptcy Loans. If you've got far enough down the financial road to declare yourself bankrupt, then you've put a massive obstacle in your way with regards to taking out credit in the future. Providing you handle things carefully though and be completely truthful with loa......[Read More]
How Financing In Real Estate Is Possible After You File For Bankruptcy

How Financing In Real Estate Is Possible After You File For Bankruptcy

Have you lately filed for bankruptcy like a few individuals or groups? Going bankrupt frequently discourages individuals since this hampers forthcoming outlay plans such as real property. A credit record that is tarnished by bankruptcy usually discourages a creditor to accord the loan. While there i......[Read More]