That word may even seem strange to some, but young students need health insurance just as much as the next contender.
However, with most students busy cranking away at school and unable to work full-time jobs, it can be extremely difficult locating insurance that's in the appropriate range.
Whether it's the parent or the student seeking to purchase the insurance, you still need to focus on the same core objectives to ensure you get the job done right and have sufficient protection.
Did You Even Know It Existed? You would be surprised at the alarming number of students without this coverage.
Many people push through without even knowing of its existence until it is too late and they are pushed through a serious accident and faced with towering bills.
On top of school and boarding costs, high medical bills is the last thing any student needs on their plates.
Sure, health insurance itself is just another bill that must be paid, but it will be far cheaper than any bill you receive from a hospital; regardless of the situation.
Are You Already Covered? Some students are lucky enough to get this free pass and you should check for yourself as well.
Many parents with affordable family health insurance have their children covered until they have graduated from school.
Some plans cover the children even further beyond this point.
Regardless, you'll have to begin the search for health insurance sooner or later, but this can lighten the load and give you a few years of relief through your student days.
If not, you should begin hunting affordable student health insurance as soon as possible.
Where to Begin Looking? As with most things these days, the Internet is the perfect place to start.
You'll have a wealth of information at your fingertips and be able to easily browse through quotes and coverage options without having to meet or speak with anyone face to face.
This way you can sift through hundreds of possibilities in one sitting and ensure that the end result is exactly what you want and can afford; nothing less or nothing more.
As with looking for health insurance for pre existing conditions, it's best to start with the most reputable firms.
A big name or brand doesn't always mean a big price tag.
Lots of companies offer great deals for students and you should look through them all.
Don't make any hasty decisions and seek some advice in the matter.
Check it Over With the Parents: Chances are, your parents have already done the insurance tango and have a few nuggets of wisdom they can send your way.
Listen carefully to their advice for affordable student health insurance and take it to heart.
They've spent their time searching in their day and may already know a few good firms to recommend.