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How to Find Government Grants for Home Buyers

    • 1). Look for grant information from the U.S. Department for Housing and Urban Development (HUD). HUD offers first-time homebuyer grants to individuals registered with The amount of the grant depends on financial need. Applicants must be U.S. citizens to apply.

      U.S. Department of Housing and Urban Development
      451 7th Street S.W., Washington, DC 20410

    • 2). Look at your state government website for new homeowner assistance. States often offer grants to first-time homeowners to encourage economic growth in the housing market. Visit your state's government website to find information about homeowner grants and other homebuyer assistance.

    • 3). Find groups that offer grants in different states and cities. For example, AmeriDream Charity Inc. offers first-time homeowners' assistance in Jefferson County, Colorado, for up to 5 percent of the purchase price. Applications must demonstrate financial need and the property must be enrolled in the AmeriDream Program.

      Contact Information:
      AmeriDream, Inc.
      200 Professional Dr.
      4th Floor
      Gaithersburg, MD 20879

    • 4). Access your city's local government website and find any available "green" grants for homeowners. In an effort to reduce waste and improve the environment, so-called green grants are offered to first-time homebuyers who purchase homes made with renewable energy sources. Grant amounts differ in various states, but some grants can cover up to 50 percent of the cost.

    • 5). Visit your city's government website to find out about grants available to new homeowners who are converting their hot water systems to solar power, or for other energy-efficient changes made within the home.

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