Remember these figures only represent auto insurance liability state minimums. These benefits will also cover medical and rehabilitation expenses as well as psychiatric and religious healing expenses. So how do you reduce the rates on your car insurance? You would need to first research the best deals by asking friends and relatives to see who has the cheapest insurance, or just talk to your local insurance agents. It shows the auto liability insurance state minimums as required by each state. Are you looking for car insurance quotes in the Big Apple? Finding cheap car insurance quotes in the most expensive city in America is a challenge. You have to follow certain rules and regulations before you purchase car insurance. Options may include Supplementary Uninsured and Underinsured Motorist coverage as well as additional economic loss insurance. The No-Fault Coverage requires a serious injury in order for a plaintiff to sue for recovery. As an example my home state of Missouri shows the following - Missouri 25/50/10. Are you looking for information on what rates New Yorkers are paying for their car insurance? New York City ranks fifth among cities with the highest car insurance rates in the United States. 25/50/10 Florida 10/20/10 Georgia 25/50/25 Hawaii 20/40/10 Idaho 25/50/15 Illinois 20/40/15 Indiana 25/50/10 Iowa 20/40/15 Kansas 25/50/10 Kentucky 25/50/10 Louisiana 10/20/10 Maine 50/100/25 Maryland 20/40/15 Massachusetts 20/40/5 Michigan 20/40/10 Minnesota 30/60/10 Mississippi 10/20/05 Missouri 25/50/10 Montana 25/50/10 Nebraska 25/50/25 Nevada 15/30/10 New Hampshire 25/50/25 New Jersey 15/30/5 New Mexico 25/50/10 New York 25/50/10 North Carolina 30/60/25 North Dakota 25/50/25 Ohio 12.5/25/7.5 Oklahoma 10/20/10 Oregon 25/50/10 Pennsylvania 15/30/5 Rhode Island 25/50/25 South Carolina 15/30/10 South Dakota 25/50/25 Tennessee 25/50/10 Texas 20/40/15 Utah 25/50/15 Vermont 25/50/10 Virginia 25/50/20 Washington 25/50/10 West Virginia 20/40/10 Wisconsin 25/50/10 Wyoming 25/50/20. The riskier your driving habits are, the higher your car insurance rates will be. Timothy Gorman is a successful webmaster and publisher of Best-Free-Insurance-Quotes.com. New York Car Insurance is affiliated with Chicago Car Insurance Policies. Your car insurance would normally cover liabilities and damages caused to your car. Required Economic Loss/No-Fault Coverage will, regardless of fault, primary economic loss benefits up to $50,000 per person. A sports car, for example, carries a higher insurance rate than a family sedan. New York Car Insurance provides detailed information on New York Car Insurance, New York Car Insurance Quotes, New York Car Insurance Rates, Cheap Car Insurance In New York and more. New York Car Insurance is affiliated with Chicago Car Insurance Policies. With the instant quotes that you get, you could sit back and compare the various rates offered on car insurance. A good way to find out would be to ask a relative or friend to see who has the cheapest deals on car insurance. For instance, factors such as your credit history, driving record, age and location are considered by insurance companies to determine how much of a premium you should pay. In New York the requirements for both Uninsured and Underinsured Motorist Coverage are:. Are you looking for car insurance quotes in the Big Apple? Finding cheap car insurance quotes in the most expensive city in America is a challenge. New York Car Insurance is affiliated with Chicago Car Insurance Policies. Various types of coverage are available depending on the price of the vehicle you buy. Many experts agree that more insurance is needed in order to fully protect yourself in the event youre involved in an automobile accident. An appropriate example to illustrate this would be the number of tickets that you were issued as a penalty for speeding. Various factors such as the number of times you have used the car, your age, and so on must be considered. Health Insurance New York Car Insurance Get Your Instant Home Insurance Quote Now. New York State law requires all drivers to carry Bodily Injury/Death Coverage; Property Damage Coverage; Economic Loss/No-Fault Insurance Coverage; and Uninsured and Underinsured Motorist Coverage.