For the average male, fat can accumulate around the biceps.
Women however, tend to store some of fat under the triceps.
This fat is what causes saggy underarms that many women want to get rid of.
Genetics plays a large part in where fat is stored on your body.
If your family has a history of gaining excess fat beneath the arms, then don't be surprised that you too get excess underarm fat.
Fortunately it is not all doom and gloom and saggy arms for life.
There are several ways to tackle arm fat and taking a look at your overall diet and fitness is a great place to begin.
Getting rid of fat around the arms is not rocket science.
Anyone who wants to lose arm fat will have to lose overall body fat.
Quite often you will hear stories where people come across a technique to target specific sections of the body, such as tricep exercises to tone the arms and burn the fat.
Unfortunately spot reduction in most cases does not work.
You will need to shed overall fat on your body to eventually see a decrease in fat on the arms.
So before doing countless arm exercises with the hope of eliminating arm fat, take a look at some of the reasons why you may have flabby arms in the first place and start there.
The basics of weight loss are a good nutrition and good fitness program.
There are many places online that provide free information on where to get started with weight loss.
Don't think that you need to purchase expensive diet pills or join a weight loss program in order to get rid of arm fat by burning body fat.
Instead read up about nutrition, which foods are good for you and the ones which aren't so good.
If you have a very inactive lifestyle, start changing that.
Join a club sport or take a good thirty minute walk every second day.
You'll be amazed that simply changing certain things in your lifestyle can help you reduce your body fat and ultimately getting rid of that nasty arm fat.