Do you have good health, a roof over your head, and a warm home with a means of income: a job or pension, family and friends.
Do you have food for yourself and your family? There ar many homeless people wandering the streets who have none of these basic needs fulfilled on a regular basis.
There are also many sick people.
Think how lucky you are because whatever your situation, the chances are somebody somewhere is worse off than you are.
Now on a positive note if you have your basic needs covered but are short of cash on a regular basis, and not happy with your job or lifestyle you can do something about it.
What better time to plan for the future than the beginning of a new year.
Why not make it your New Year Challenge - Make this year better than the last, more rewarding and satisfying.
Make a list of things you would like to change and then go through your list and make suggestions against the items, how would you best like to change them for the better.
First you must believe totally you can improve your situation Mind power, or the power of your mind, will help you achieve pretty much everything you desire - health, wealth and happiness, but you have to reprogram your thinking and believe in yourself and that you can achieve your desires.
For example Hitler believed he could conquer the world and although it wasn't to the benefit of humanity he succeeded for as long as he believed in himself.
Henry Ford believed he could design an automobile and said, "If you think you can do a thing or think you can't do a thing, you're right.
" The entrepreneurs of "Dragons Den" all have a fantastic array of portfolios and business successes, as have many self-made millionaires, who often started from humble beginnings.
They had dreams they believed in and achieved their success.
What is your dream? Are you looking for a better future? Do you need more cash? You could develop an online hobby business, which can be developed from almost any hobby you are passionate about.
In time it can grow and offer fantastic rewards.
Look out for our articles on goal setting and business plans.