It is very important for anyone to know that whenever they get the insurance of their car done it means that they are paying money to the insurance agency to maintain their car whenever it comes across an accident. Now this money belongs to them and it is the duty of the insurance company to pay for the diminished value car and any kind of damage caused to the car due to an accident.
If the insurance company is not ready to pay for the diminished value car then the first thing to do it to refer to a professional, make sure that the professional is a thorough one. The reason to hire a thorough professional is that the insurance companies have professionals with them who deal with several people on daily bases and they know who to tackle lawyers and other professionals. They can easily win a debate or an argument because they are used to this on daily bases.
The first thing is to discuss your diminished value car case with your lawyer and then send the insurance company a letter that details out all the damage of the car, the heavy premiums paid by you up till then and the diminished value cost that you are losing when selling the car after the accident.
If your professional sends a letter with solid points that cannot be argued upon then there is quite a good chance that you would get the diminished value car claim money soon. How ever they would try to offer you less amount of tackle you through different ways. They might even claim that there is no such thing as a diminished value car claim. How ever you have all the right to file a law suit and get your money for your diminished value car as soon as possible.
When you get your diminished value car claim do tell all the people around you that you have gained your money and what were the clauses that you used against the insurance company because most people do not know that they can claim the diminished value car claim. You should also tell them that they can even make a claim if they have their old cars insurance papers with them till up to six years after they have sold the diminished value car at a big loss that they have not forgotten till then.