What Is A Online Background Check And Where Do They Get Their Information?
The difference is that while credit bureaus actually take information and create records for individuals (which they control, so you can change things via a dispute process), Online background check ONLY compiles records that other - public - agencies have already entered.
What makes them infinitely better than trying to find all this information yourself is that they do it all day every day and have tricks, contacts, shortcuts and sources that you never will unless you use the services.
So while its true that in theory you can find all the information yourself if you try, they can do 1,000,000 faster, better and more complete than you can do one in the same time.
That means that online background sites collect information from: - The Register of Deeds will have a General Warranty Deed from when you bought a house; - The local Clerk of Court will have a Judgment against you from when you failed to pay your college credit card for two years; - The Vital Records agency in your state will have information about your birth/marriage/divorce/etc.
; - The Board of Elections for your state will have a record of your address, date of birth, voting history, party, and (maybe even) race; - The internet will have your address from any document that has ever had your name on it online.
This also goes for phone records.
- Your local tax office will have information on how much your house (or car, or boat) is worth, whether you've paid your tax bill, etc.
; - The local government in Jamaica might have information from when your relatives left you a house (or you might just share the same name as one of them)...
an Online background check will show any or all of these things and many more but it Mostly depends on what the local public agencies report.
From court records to school records, all your life you have been leaving a paper trail.
But now that trail has been transferred to digital.
You can actually get all of these things from their original sources (if you put forth hours and hours of effort); that's the definition of "public records.
" But employers are even checking myspace now.
And with online background check services you can do things you can't do on your own like trace telephone numbers and license plates, some even show you how to do things like mast caller I.
In my opinion there is no competition between the two methods.